It is NEVER too early to begin thinking about New Years Resolutions. And I am NOT referring to the fact that you (for the 5th year in a row) put lose 10 pounds on your list... again... and again... :)
I'm talking about huge financial changes. I'm talking about living on less. Getting rid of things. Set goals for yourself. If you don't set them, no one else will.
I've been thinking about mine but I don't have them all together YET. But I will shortly. And as soon as I do I will get right to posting them.
Be thinking of realistic goals that you would like to see yourself accomplish in the next year. Stay tuned for a follow up post which will include my 10 Minimalistic yet Monumental New years resolutions. :)